REPORT: Americans are retiring sicker, dying earlier


Americans are retiring later in life, but as the government pushes the retirement age higher, workers’ health is declining, according to data released last week. Now, millions of middle-aged workers face a shorter, less active retirement than their parents enjoyed.

According to statistics from the Society of Actuaries: “The U.S. age-adjusted mortality rate—a measure of the number of deaths per year—rose 1.2 percent from 2014 to 2015. That’s the first year-over-year increase since 2005, and only the second rise greater than 1 percent since 1980.”

Americans’ life expectancy is stalling and people are waiting longer to stop working while at the same time, the age at which retirees can claim their full Social Security benefits is gradually moving up, from 65 for those retiring in 2002 to 67 in 2027, according to a report in Bloomberg.

Almost one in three Americans, aged 65 to 69, is still working, along with almost one in five in their early 70s.

Postponing retirement can make financial sense because extended careers can make it possible to afford retirements that last into old age. But a study out this month shows that Americans in their late 50s already have more serious health problems than people at the same ages did 10 to 15 years ago, according to the journal Health Affairs.

Theories for why Americans’ health is getting worse range from an epidemic of suicide, drug overdoses and alcohol abuse along with higher obesity rates.

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